* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: #12151c;
  background: #f5f4f0;
  line-height: 1.6;
}

a {
  color: #0f3d6e;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

.page {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

.top-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 40px;
  background: #ffffff;
  border-bottom: 1px solid #dedbd2;
  gap: 24px;
}

.nav-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
  align-items: center;
}

.nav-ad {
  font-size: 0.85rem;
  padding: 6px 10px;
  background: #f3efe5;
  border: 1px solid #e2d8c2;
  color: #4b3f2b;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.02em;
  font-size: 1.2rem;
}

.hero {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  padding: 60px 40px;
  background: #0e2438;
  color: #ffffff;
}

.hero-text {
  flex: 1 1 320px;
}

.hero-text h1 {
  font-size: 2.6rem;
  margin-bottom: 14px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 24px;
}

.btn {
  background: #f9c45c;
  color: #111;
  border: none;
  padding: 12px 18px;
  cursor: pointer;
  font-weight: 600;
}

.btn-secondary {
  background: #ffffff;
  color: #0e2438;
  border: 1px solid #ffffff;
}

.hero-media {
  flex: 1 1 280px;
  min-height: 260px;
  background: #2b4760;
  border-radius: 16px;
  overflow: hidden;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.magazine-section {
  padding: 60px 40px;
}

.section-title {
  font-size: 1.8rem;
  margin-bottom: 20px;
}

.split {
  display: flex;
  flex-wrap: wrap;
  gap: 28px;
}

.split .col {
  flex: 1 1 280px;
}

.card-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.card {
  flex: 1 1 240px;
  background: #ffffff;
  border: 1px solid #e1ddd1;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.card-image {
  background: #d9d2c4;
  height: 160px;
}

.card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.feature-block {
  background: #ffffff;
  border-left: 6px solid #0f3d6e;
  padding: 20px;
}

.pricing-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.price-item {
  display: flex;
  justify-content: space-between;
  padding: 14px 16px;
  background: #ffffff;
  border: 1px solid #e1ddd1;
}

.price-item span {
  font-weight: 600;
}

.bg-insight {
  background: url("https://images.unsplash.com/photo-1504384308090-c894fdcc538d?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-insight .feature-block {
  background: rgba(17, 24, 39, 0.85);
  color: #ffffff;
  border-left-color: #f9c45c;
}

.bg-light {
  background: #f3efe5;
}

.bg-about {
  background: url("https://images.unsplash.com/photo-1517248135467-4c7edcad34c4?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-services {
  background: url("https://images.unsplash.com/photo-1487014679447-9f8336841d58?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-contact {
  background: url("https://images.unsplash.com/photo-1500530855697-b586d89ba3ee?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-legal {
  background: url("https://images.unsplash.com/photo-1473187983305-f615310e7daa?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-legal-alt {
  background: url("https://images.unsplash.com/photo-1469474968028-56623f02e42e?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-privacy {
  background: url("https://images.unsplash.com/photo-1496307042754-b4aa456c4a2d?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-gdpr {
  background: url("https://images.unsplash.com/photo-1647510284152-473953f84acc?crop=entropy&cs=tinysrgb&fit=max&fm=jpg&ixid=M3w5NzM4NDF8MHwxfHNlYXJjaHwxN3x8UGFub3JhbWElMjBlY29uJUMzJUIzbWljbyUyMGRpYXJpbyUyMGNvbiUyMGxlY3R1cmElMjBjbGFyYSUyMHklMjBhY2Npb25hYmxlfGVzfDB8MHx8fDE3ODMwOTU1Mjh8MA&ixlib=rb-4.1.0&q=80&w=1080") center/cover no-repeat;
  color: #ffffff;
}

.bg-cookies {
  background: url("https://images.unsplash.com/photo-1522202176988-66273c2fd55f?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.bg-terms {
  background: url("https://images.unsplash.com/photo-1519389950473-47ba0277781c?w=1400&q=80") center/cover no-repeat;
  color: #ffffff;
}

.form-wrap {
  background: #ffffff;
  padding: 28px;
  border: 1px solid #e1ddd1;
}

form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

label {
  font-weight: 600;
}

input,
select,
textarea {
  padding: 10px 12px;
  border: 1px solid #c8c3b7;
  width: 100%;
  font-size: 1rem;
}

.sticky-cta {
  position: fixed;
  right: 24px;
  bottom: 24px;
  background: #0f3d6e;
  color: #ffffff;
  padding: 12px 18px;
  border: none;
  cursor: pointer;
  z-index: 20;
}

.footer {
  margin-top: auto;
  padding: 40px;
  background: #0e2438;
  color: #ffffff;
}

.footer a {
  color: #f9c45c;
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.notice {
  font-size: 0.9rem;
}

.cookie-banner {
  position: fixed;
  left: 24px;
  bottom: 24px;
  max-width: 360px;
  background: #ffffff;
  border: 1px solid #e1ddd1;
  padding: 16px;
  display: none;
  flex-direction: column;
  gap: 12px;
  z-index: 30;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.cookie-actions button {
  padding: 8px 12px;
  border: none;
  cursor: pointer;
  background: #0f3d6e;
  color: #ffffff;
}

.cookie-actions .reject {
  background: #c9b9a1;
  color: #1d1b16;
}

.content-narrow {
  max-width: 860px;
}

.section-image {
  background: #d9d2c4;
  border-radius: 12px;
  overflow: hidden;
}

.two-column {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.two-column .col-wide {
  flex: 2 1 320px;
}

.two-column .col-narrow {
  flex: 1 1 240px;
}

.tagline {
  font-size: 1rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #f9c45c;
}

.cta-inline {
  font-weight: 600;
  border-bottom: 2px solid #f9c45c;
}

.contact-block {
  background: #ffffff;
  padding: 20px;
  border: 1px solid #e1ddd1;
}

.section-gap {
  margin-top: 20px;
}